Jewellery & Watch Retail Insurance

All-Risks Coverage Backed by Lloyd’s Financial Strength

Ownizo co-brokering with Innovarisk - a Lloyd’s coverholder, aligned with the world’s leading insurer of fine jewellery and precious assets. With over €49 billion in assets under management and an A+ rating from both Standard & Poor’s and Fitch, Lloyd’s offers unmatched financial strength and global credibility.

We bring this expertise to your doorstep, offering a specialist All-Risks insurance policy for jewellery, watch, and precious metal retailers, covering your stock whether stored in safes or displayed in showcases.

Who is it for?

Jewellery retailers, watch boutiques, and goldsmiths.

Why our policy stands out:

Specifically crafted for this high-value and high-risk sector

Robust and adaptable coverage for businesses handling significant asset volumes

Tailored to meet the unique demands of jewellery and watch inventory

Dedicated claims team with specialist knowledge, ensuring swift, fair, and efficient settlements

Real-Life Scenario

💎 A break-in occurred during the night at a street-level jewellery store in the city centre. The alarm was triggered, and the entire event was captured on CCTV. Despite excellent security measures, the thieves escaped with several valuable items, including fine jewellery and luxury watches.

With the Innovarisk All-Risks policy, the client would have been promptly reimbursed for the cost value of the stolen items (one of the available compensation options), up to the agreed policy limits – swiftly and without hassle.