HomePlus Insurance

Specialised Protection for International Residents in Portugal

We are experts in insuring the homes of foreign nationals residing in Portugal – whether it’s a villa, a countryside property, or a city apartment.

Our promise: wherever you are, should an incident occur, our dedicated team – with local knowledge and professional expertise – will manage everything with discretion, so you can enjoy complete peace of mind.

Who is this for?
Foreign property owners residing in Portugal.

What sets our cover apart:

• Extended protection for rental periods, including tenant-related damage

• No exclusions for theft or burglary during periods of non-occupancy

• Automatic cover for terraces, pools, tennis courts, outbuildings, and boundary walls

• No upper limit for high-value items such as furniture, electronics, artwork, and antiques

• Automatic cover for rental income loss

• €7,500,000 in personal liability cover for damage or injury to third parties

• Accidental damage included

Real-World Examples

🐎 A client invited a friend to stay at their Algarve villa. After enjoying sunny beach days, one afternoon their horse escaped from the stables and, startled, jumped over the guest’s convertible, damaging the car with its hind legs. The client contacted us, and the full repair costs were covered under the policy.

🧳 One of our clients travelled to the United States on business, with multiple flights across different states. Unfortunately, a suitcase containing valuable items and cash was stolen at New York airport. As our policy includes worldwide coverage, the stolen items were fully reimbursed.