Home Insurance

Tailored Protection for Your Peace of Mind

We specialise in insuring holiday homes – whether it’s a villa, a countryside retreat, or a city apartment.

Our promise: wherever you are, should an incident occur, our experienced team – with local expertise – will handle everything with discretion and efficiency, so you can rest easy.

Who is this for?
Foreign and non-resident owners of holiday homes in Portugal.

What makes our coverage different?

• Extended protection for rental situations, including damage caused by tenants

• No restrictions on theft or burglary coverage during unoccupied periods

• Automatic coverage for terraces, pools, tennis courts, outbuildings and boundary walls

• No upper limit on valuable items such as furniture, TVs, art, or antiques

• Automatic cover for loss of rental income

• €7,500,000 liability coverage to protect you in case of injury or damage to guests, tenants or third parties

• Accidental damage coverage included

Real-Life Scenarios

🏡 A client returning to their Douro holiday home discovered all garden plants around the pool had been stolen. While assessing the damage, they tripped over a decorative pot left behind by the intruder, breaking the pot and a glass door. The insurance responded promptly, covering both the outdoor theft and accidental damage – the repairs were handled without delay.

🌩️ Golf-ball-sized hailstones damaged a client’s pool cover. The insurer acted swiftly to cover the repair, minimising disruption.

🔐 Upon arriving at their property in Almancil, clients found the house had been burgled. Concerned about security, they wanted immediate action. Because our policy doesn’t impose standard exclusions on theft during vacancy, the claim was resolved quickly and discreetly.