Collector Vehicle Insurance

Tailored Protection for Classic and Vintage Cars

This is a specialist policy designed for classic and vintage vehicles. Whether you own a single automobile or an entire collection, we offer bespoke insurance solutions to meet your exact needs.

Who is it for?
Owners of classic cars aged 20 years or older.

What makes our policy unique:

• All-risks coverage, whether the vehicle is in storage or on the road

• Premiums calculated based on annual mileage, with the option for garage-only coverage

• Vehicle valuation tailored specifically for classic and collector cars

• Access to specialist repair services for vintage automobiles

Note: This policy does not include compulsory third-party liability or roadside assistance.

Real-Life Examples

🚗 Exhibition Accident
During a classic car exhibition, a lighting rig accidentally fell on a Ferrari 860 Monza, causing €11,000 worth of damage. Thanks to the Hiscox collector vehicle policy, the full cost of the repair was covered.

🌞 Garage Mishap
A client decided to take their 1930s Rolls-Royce out for a sunny day drive. While manoeuvring, the garage door accidentally closed on the vehicle, severely damaging the front. The car required both replacement parts and transport to the UK for specialised restoration. The Hiscox policy covered the full €35,000 repair and transport cost.